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Accounting
Banking

Marginal Cost Lending Rate

The minimum interest rate below which banks and financial institutions cannot lend as it would be infeasible, or not allowable...

Excess Reserve

A reserve that a bank creates (out of its monetary profits) and holds in excess of required reserves, minus monetary...

Free Reserve

A reserve that a bank creates (out of its monetary profits) and holds in excess of required reserves, minus monetary...

Liability

A liability that a bank holds on its balance sheet (statement of financial position). Banks liabilities consist of deposits and...

Bank Liabilities

The liabilities that a bank holds on its balance sheet (statement of financial position). Banks liabilities consist of deposits and...

Asset

One of the assets that a bank holds on its balance sheet (statement of financial position). Banks assets consist of...

Depositary Bank

A depository bank (in the U.S.) or depositary bank (in the European Union) is a specialist financial institution which, depending...

Depository Bank

A depository bank (in the U.S.) or depositary bank (in the European Union) is a specialist financial institution which, depending...

Savings Deposit

A deposit (specifically, a time deposit) that constitutes an amount of money left with a bank or a similar financial...

Bank Assets

The assets that a bank holds on its balance sheet (statement of financial position). Banks assets consist of loans extended...