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Accounting
Banking

Capital Instrument

An instrument that constitutes a component of equity capital (core capital) including ordinary equity (ordinary shares, common stock), both voting...

Paid-Up Capital Instrument

A capital instrument that represents a bank's or financial institution's own issued shares (common stock, or class A shares and...

PONV

It stands for point of non-viability; a situation where a bank or other regulated institutions experience serious financial stress due...

Point of Non-Viability

A situation where a bank or other regulated institutions experience serious financial stress due to insufficient liquidity and/ or capital,...

Additional Tier-1 Capital

A layer of capital whereby an entity can absorb losses on a going-concern basis, although its instruments (AT1 instruments) do...

AT1

It stands for additional tier-1 capital; a layer of capital whereby an entity can absorb losses on a going-concern basis,...

CT-1 Capital

It stands for core tier-1 capital; a bank's or financial institution's capital that is made up of its equity capital...

Core Tier-1 Capital

A bank's or financial institution's capital that is made up of its equity capital and disclosed reserves. It constitutes an...

Cold Calling

A financial, promotional effort by which a bank tries to reach new customers (new leads) who were not expecting to...

Unsecured Loan

A loan that is not guaranteed by any specific type of property. The creditor receives no collateral as an assurance...