A type of murabaha (cost-plus sale) in which the purchaser pays the agreed amount (price plus market-up) for the goods at a prespecified future date. It is a contract of sale where goods are sold for a deferred price equal to the original cost plus a specified profit margin. Deferred murabaha is usually sought by those who are in need of financing (they buy on the basis of murabaha to finance their immediate demand using credit facilities. The murabaha receivables are deferred over the term of the murabaha agreement.

Deferred murabaha (or credit murabaha) is the opposite of cash murabaha.