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Banking

Intercompany Loan

A loan that is extended within a parent (corporate group) from one business unit (or subsidiary) to another. The business...

Retail Loan

A loan that is extended to individuals (natural persons) rather than institutions (legal persons). Retail loans may include those extended...

Base Interest Rate

The interest rate which is set and used by banks and financial institutions as a basis for determining their lending...

Interbank Overnight Loan

An interbank loan that is extended over a short-term and for an interest rate quoted for overnight lending. It is...

NPL

It stands for non-performing loan; a loan that carries a very high risk of default (100% probability of default), with...

Non-Performing Loan

A loan that carries a very high risk of default (100% probability of default), with the worst credit grade on...

IBTL

It stands for interbank term loan; a type of interbank loan that has a fixed term (maturity) during which the...

Overnight Interbank Loan

An interbank loan that is extended over a short-term and for an interest rate quoted for overnight lending. It is...

Interbank Term Loan

A type of interbank loan that has a fixed term (maturity) during which the lender cannot require repayment of the...

IBCL

It stands for interbank call loan; a type of interbank loan that extended by a bank to another in the...