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Banking

Capital Forbearance

A regulatory policy (i.e., a policy implemented by central banks and other regulatory authorities) that permits banks and financial institutions to continue operating even...

Roly-Poly CD

Colloquial for rollover CD; a short-term certificate of deposit (CD), usually with a 6-month maturity, where the issuer reissues or...

Intermediation

The process of transferring funds from savers (saving or surplus units- also consumers or household savers) to borrowers (deficit units-...

Cross-Age Rule

A banking rule that defines the precautionary situation in which a customer gets tainted by cross-aged balances- i.e., his/ her...

Taint Rule

A banking rule that defines the precautionary situation in which a customer gets tainted- i.e., his/ her loan balance is...

Financial Commercial Paper

A commercial paper that is issued by financial institutions such as banks or insurance companies. Financial commercial paper issuance accounts...

FCP

An abbreviation for financial commercial paper; a commercial paper that is issued by financial institutions such as banks or insurance...

Bank Run

A situation that arises when all depositors or a majority of depositors demand their money at the same time, or...

Liquidity Run

A situation that a bank or financial institution faces when its liquidity drops down due to an irregular increase in...

Foreign Currency Certificate of Deposit

A certificate of deposit (CD) that is issued or denominated in a foreign currency or a basket of foreign currencies (a currency/...