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Banking

Interest-Only Loan

A form of loan in which the borrower only pays interest over the loan's life, while repayment of the principal...

Secured Loan

A loan that is guaranteed by collateral and therefore has often lower interest rates than otherwise an identical, but unsecured,...

Bullet Loan

A form of loan in which the borrower only pays interest over the loan's life, while repayment of the principal...

Straight-Term Loan

A form of loan in which the borrower only pays interest over the loan's life, while repayment of the principal...

Non-Transactional Deposit Account

A deposit account that does not allow funds to be withdrawn or transferred to third parties using some means of...

Nontransactional Deposit Account

A deposit account that does not allow funds to be withdrawn or transferred to third parties using some means of...

Nontransaction Deposit

A deposit that cannot to be withdrawn or transferred to third parties using some means of instruction (such as checks,...

Non-Transaction Deposit

A deposit that cannot to be withdrawn or transferred to third parties using some means of instruction (such as checks,...

Run Problem

The problem (bank run) that a bank encounters when all or majority of clients rush to claim back their deposits....

Leverage Ratio

A ratio that relates a bank's total debt to its equity/ capital or assets. Depending on the denominator, this ratio...