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Accounting
Banking

CET1 Ratio

A ratio (capital ratio) that relates a bank's capital against its assets. It measures a bank's common equity tier 1...

IBNCD

It stands for interbank negotiable certificate of deposit; a certificate of deposit (CD) that is issued in the interbank market...

Interbank Negotiable Certificate of Deposit

A certificate of deposit (CD) that is issued in the interbank market and where holders can resell in that market...

Interbank Deposit

A deposit that a bank holds for another. An interbank deposit is transacted as an arrangement between two banks, with...

Core Deposit

A deposit that represents a stable source of funds for banks as lending institutions. Core deposits include interest and non-interest-...

CDI

It stands for core deposit intangible; the primary intangible asset that is identified as part of a banking transaction. This...

Core Deposit Intangible

The primary intangible asset that is identified as part of a banking transaction. This bank asset provides a stable source...

Total Loss Absorbing Capacity

An internationally recognized standard that is designed to ensure that global systemically important banks (G-SIBs) have adequate equity and debt...

TLAC

It stands for total loss absorbing capacity; an internationally recognized standard that is designed to ensure that global systemically important...

Effective Annual Interest Rate

The annual rate of interest that is actually paid or received in a transaction. In other words, it is the...