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LTV Ratio

Loan to value ratio; a ratio that relates the amount borrowed (a loan amount) to the value of the asset...

Loan-To-Value Ratio

A ratio that relates the amount borrowed (a loan amount) to the value of the asset used as collateral. It...

Loan-To-Value Ratio Cap

A type of ratio cap, and part of borrower-based measures (instruments or tools) that sets a cap on a bank's...

LTV Ratio Cap

A type of ratio cap, and part of borrower-based measures (instruments or tools) that sets a cap on a bank's...

Forward Looking Loss Provisioning

A cycle responsive provisioning that is designed to help a bank deal with the effect of procyclicality. Dynamic loan loss...

Dynamic Loan Loss Provisioning

A cycle responsive provisioning that is designed to help a bank deal with the effect of procyclicality. Dynamic provisioning allows...

Dynamic Provisioning

A cycle responsive provisioning that is designed to help a bank deal with the effect of procyclicality. Dynamic provisioning allows...

PIC

An acronym for paid-in capital; the total amount of cash or other assets that shareholders have paid a bank in...

Paid-In Capital

The total amount of cash or other assets that shareholders have paid a bank in exchange for shares of its...

Discretionary Surplus Reserve

A type of surplus reserve (in turn, a component of tier-1 capital (core capital, or tranche-1)) that a bank, by...