A type of debt finance that involves a structure consisting of multiple trade finance products from across the supply chain. This involves packaging a set of products along with security arrangements, typically for short–term or medium–/ long–term (up to 5 years) against commodity trade flows.

The structure may be based on pre–payment financing or pre–export financing, supported by the supply chain (trade cycle) and commercial terms of trade contracts, and may include the use of export contracts, trade receivables and collection accounts as collateral. However, structured trade finance can involve all or part of the financing cycle: advance payment, pre-export stage, warehouse financing, transit and port financing, inventory financing, receivables financing, in addition to all respective security instruments at every stage, as well as information provision and follow-up services.

This type of financing allows lenders access to specific types of assets that can be collateralized for various financing requirements such as transactional trade finance (a self-liquidating transaction where the proceeds of the sales of certain commodities are used for repayment).

It is known for short as STF.