The portion of total deposits that the banks (private or commercial) are required to maintain with the central bank in...

The notion that changes (premeditated changes) in interest rates affect borrowers' balance sheets and income statements. As a type of...

In general, a reserve (specifically, a commercial bank reserve) is a monetary amount that is created and put aside in...

A type of debt that is maintained by a bank or financial institution, in a sufficient amount, to absorb any...

A certificate of deposit, CD, that is issued by a bank. It is a fixed income security (certificate) that represents...

The difference between a bank's lending rate and funding rate: Bank spread = lending rate - funding rate For example,...

The liabilities that a bank holds on its balance sheet (statement of financial position). Banks liabilities consist of deposits and...

The assets that a bank holds on its balance sheet (statement of financial position). Banks assets consist of loans extended...

A loan that is paid back in level installments on a long-term payment schedule (10-20 years, or even more), and...

In the realm of banking, it refers to the interest rate used as a benchmark lending rate. Many banks use...