The right or a person (natural or legal) to use banking services. In other words, it refers to the right to make deposits to or withdrawals from a bank account, check out an account balance, hire a safe deposit box, or make electronic transfers via a bank card or an ATM. Access to banking services is nowadays indispensable for people of all classes as it facilitates receiving payments (such as salaries, wages, rentals, etc), and making payments for consumption and investment, among others.

Access may also refer to a bank card organization that was established in Great Britain in 1972, and is a member of MasterCard International and Eurocard.