Arabic (كفالة منجزة) for immediate kafalah (a suretyship with immediate effect). It is a kafalah agreement that takes effect as soon as a party agrees to become a kafeel (guarantor). For instance, a person may offer to guarantee a debt (dayn/ dain) or obligation. The kafalah, in this case, is automatically attached to the debt such that if the debt falls due immediately, the guarantor is, thus, under obligation to stand ready to repay the debt amount with an immediate effect. If the debt is deferred or scheduled to be paid in installments in a specific period, the guarantor is still liable to settle it on the due date.