Filter by Categories
Accounting
Banking

Regulatory Capture

A situation that arises when regulatory policies and action often favor the industry being regulated at the expense of the...

Floating Rate Certificate of Deposit

A certificate of deposit (CD) that pays a floating interest rate. In other words, the rate floats upward or downward,...

Risk-Free Rate

The interest rate that would exist on a riskless investment/ security, given that expected inflation is zero. Such a rate...

Rehypothecation

A practice whereby a broker pledges the same collateral, initially posted by a client, to a bank to collateralize a...

MLCD

It stands for market-linked certificate of deposit; a certificate of deposit (CD) that is linked to the performance of some market...

Annual Percentage Rate

The interest rate (charged for borrowing or made by investing) as calculated on an annualized basis including any respective fees...

ZBA

It stands for zero-balance account; a checking account (current account) that requires no balance. Rather, it is designed to help...

Zero Balance Account

A checking account (current account) that requires no balance. Rather, it is designed to help companies control and manage their...

Tiered Certificate of Deposit

A certificate of deposit (CD) that provides increasing interest rates for increasing deposit amounts. The larger the deposit, the higher...

Transactional Deposit Account

A deposit account that does allow funds to be withdrawn or transferred to third parties using some means of instruction...