An easy investment opportunity that a bank attempts to take up before delving into other more demanding opportunities. This involves doing the simplest or easiest work first, and then proceeding to more complicated works. Low hanging fruit is, by nature, simple and easy to implement, luring banks to pick and take advantage of.

On some occasions, a low hanging fruit constitutes only a piece in a series of a virtually endless number of pieces. Picking the first one will most often opens up another and on the process goes. While some of the simple works make excellent investments, many are only a drag on a bank’s resources and capabilities to handle more complicated fixings.