A form of property insurance that covers movables or mobile items- i.e., items that are moved from a place to another by a homeowner or a tenant (renter). Examples of such items include jewelry, watches, expensive equipment, and other valuables. A rider usually covers movables whose value cannot be insured by standard homeowner policies beyond a specific limit (e.g., $1000 or $2,000).

A rider is typically an inland marine property insurance policy that covers personal property only within the territory or the borders of an area accounted for by the policy.

A rider is also known as a floater or a personal property floater.