A claim is said to be closed without payment (CWP) when it is dismissed and closed, by an insurance firm, with no loss payment being made. Insurers may reject a claim and close it without payment for multiple reasons, including the following:

• No actual occurrence of an insured event, as defined by the insurance contract.
• The damage to be claimed is lower than the deductible amount.
• Damage was caused any other reason which are not covered by the insurance contract.
• The extent of damage is not demonstrable.

Claims closed without payment are known for short as CWOPs.