A type of transformation that is performed by banks and other depositary institutions (financial intermediaries) whereby the small amounts deposited with them are transformed...

The practice of lending money to desperate people at unfairly high interest rates. More specifically, loan sharking involves charging interest...

A type of transformation that is performed by banks and other depositary institutions whereby small deposits by different types of depositors are...

A type of transformation that is performed by banks and other depositary institutions whereby the risks associated with deposits and loans...

The process whereby a bank capitalizes on some sort of mismatch between its assets and liabilities. In other words, this involves a bank’s attempt to...

A type of transformation that involves the use of short-term debts like deposits to finance long-term investments like loans. In other words, it is an intermediation process...

A type of transformation whereby a bank or any similar institutions takes advantage of the upward slope of the yield...

A short-term loan that is extended by a bank to a customer or business so that it is used to...

A reallocation tactic whereby banks restructure and rebalance their portfolios toward cash reserves and more liquid investments, especially in fixed-income...

At an individual bank's level, it refers to a reallocation tactic whereby banks encountering increased market interest rates tend to...