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Banking

Origination Risks

Origination is the process that involves pooling of debt (with different risk-reward profiles) into portfolios, before selling them to to...

Fixed Deposit

A certificate of deposit (CD) or savings account which is held in a bank or depository institution for a preset...

Term Deposit

A certificate of deposit (CD) or savings account which is held in a bank or depository institution for a preset...

Interbank Loan

A loan that is extended by a bank to another in the same banking system (in the so-called interbank market)....

Loan Origination

The process that involves pooling of debt (with different risk-reward profiles) into portfolios, before selling them to to issuers. In...

Origination

The process that involves pooling of debt (with different risk-reward profiles) into portfolios, before selling them to to issuers. In...

Product Risk

A type of risk that is associated with a financial product that is offered or made but may not be...

Reverse Price Risk

A type of mortgage-pipeline risk that arises when a lender (mortgage banker) commits to sell loans (mortgage loans) to an...

Reverse Mortgage

A mortgage that involves a bank or lending institution extending a loan (usually, a long-term loan) for an amount equal...

RAM

It stands for reverse annuity mortgage; a mortgage that involves a bank or lending institution extending a loan (usually, a...