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Accounting
Banking

AT1

It stands for additional tier-1 capital; a layer of capital whereby an entity can absorb losses on a going-concern basis,...

CT-1 Capital

It stands for core tier-1 capital; a bank's or financial institution's capital that is made up of its equity capital...

Core Tier-1 Capital

A bank's or financial institution's capital that is made up of its equity capital and disclosed reserves. It constitutes an...

Cold Calling

A financial, promotional effort by which a bank tries to reach new customers (new leads) who were not expecting to...

Real-Time Promotion

A financial promotion that is made in the course of a telephone conservation or personal visit. Financial institutions are required...

Unsecured Loan

A loan that is not guaranteed by any specific type of property. The creditor receives no collateral as an assurance...

Universal Banking

A system of banking by which banks carry out investment banking and commercial banking at the same time. That is...

LOLR

It stands for lender of last resort; the institution (usually a central bank or monetary agency) in a financial system...

Lender of Last Resort

The institution (usually a central bank or monetary agency) in a financial system that is sought by a financial institution...

LLR

It stands for loan loss reserve; a type of credit enhancement whereby a reserve (specifically, a cash reserve) is created...