A stage of credit cycle that marks a point in time prior to a complete or major market crash (downturn)....

The liquidity risk that arises systemwide. This refers to the risk associated with simultaneous liquidity difficulties (stress) being faced by...

A layer of capital/ equity capital (for a bank or financial institution) that consists of common equity, minority interests, eligible...

A bank reserve whose information is disclosed in detail to the public or stakeholders. Disclosed reserves are created by a...

The tendency of financial variables to fluctuate, as per a certain pattern or trend, during the economic cycle. A pro-cyclical...

The tendency of financial variables to fluctuate, as per a certain pattern or trend, during the economic cycle. A procyclical...

Loan to value ratio; a ratio that relates the amount borrowed (a loan amount) to the value of the asset...

Loan to value ratio; a ratio that relates the amount borrowed (a loan amount) to the value of the asset...

A ratio that relates the amount borrowed (a loan amount) to the value of the asset used as collateral. It...

A type of ratio cap, and part of borrower-based measures (instruments or tools) that sets a cap on a bank's...