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Factors to Consider when Choosing a Currency ETF


A currency ETF is an exchange-traded fund (ETF) that is designed to provide investors with exposure to a single currency or a basket of currency. The financial resources of the funds are pooled to provide exposure to the underlying currency (currencies) by tracking its (their) performance against a certain currency or a basket of currencies.

In its simplest form, an ETF might be backed by bank deposits in a foreign currency. Other more complex currency ETFs involve purchase of currency derivatives (particularly, currency forwards and currency swaps, which give the buyer the right to exchange a certain currency at a predetermined date) to establish foreign currency exposure.

For selection of a currency ETF, multiple factors, that impact the value of currencies used, need to be considered, including:

  • Interest rates.
  • Central bank measures and intervention in the foreign exchange market.
  • Dynamics of international trade (currency supply and demand).
  • Catastrophes and natural disasters.
  • Economic events.
  • Political developments.
  • Wars and global conflicts.

In general, any event or development that could potentially impact foreign exchange rates need to be considered.



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