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Accounting
Banking

Core Deposit Intangible

The primary intangible asset that is identified as part of a banking transaction. This bank asset provides a stable source...

Total Loss Absorbing Capacity

An internationally recognized standard that is designed to ensure that global systemically important banks (G-SIBs) have adequate equity and debt...

TLAC

It stands for total loss absorbing capacity; an internationally recognized standard that is designed to ensure that global systemically important...

NMD

An acronym for non-maturity deposit; a deposit (bank liability) that does not have a specified maturity or fixed term. Non-maturity...

Non-Maturity Deposit

A deposit (bank liability) that does not have a specified maturity or fixed term. Non-maturity deposits (NMDs) take many forms...

Effective Annual Interest Rate

The annual rate of interest that is actually paid or received in a transaction. In other words, it is the...

Effective Annual Rate

The annual rate of interest that is actually paid or received in a transaction. In other words, it is the...

EAR

It stands for equity-asset ratio; a bank solvency ratio that aims to express a bank's capital structure which relates a...

Equity/Asset Ratio

A bank solvency ratio that aims to express a bank's capital structure which relates a bank's ability to cover fixed...

Overnight Repurchase Rate

An interest rate benchmark that reflects the cost of borrowing in the interbank market (interbank funding costs). It measures the...