A situation that arises when regulatory policies and action often favor the industry being regulated at the expense of the...

The interest rate (charged for borrowing or made by investing) as calculated on an annualized basis including any respective fees...

An abbreviation for annual percentage rate; it is the interest rate (charged for borrowing or made by investing) as calculated...

A certificate of deposit (CD) that allows its holder, and contrary to most types of certificates of deposit, to deposit more money...

A certificate of deposit (CD) that allows its holder, and contrary to most types of CDs, to deposit more money into the...

A bank which acts as agent for another bank (known as the principal bank/ respondent bank) and offers that bank an account...

Misappropriation of bank funds in a way or another. For example, a bank teller may fraudulently abstract money from a...

A person or party, known as the drawee, who accepts a bill of exchange or time draft. This done, the accepting party becomes responsible...

A type of transformation whereby banks use deposits (mobilized funds) to generate revenue by pooling deposits to make loans. More...

Typically, the total amount of interest that a depositor receives is calculated by multiplying the applicable floating rate (say, LIBOR) by...