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Banking

RA Promissory Note

A short form of range accrual promissory note; a type of structured promissory note that has the potential to increase the…

Rate of Return Regulation

The regulation process whereby a regulatory authority (e.g., a central bank) set or direct the setting of prices that will...

Rate Regulation

The regulation process whereby a regulatory authority (e.g., a central bank) set or direct the setting of prices that will...

Reserve Maintenance Period

A period of time over which actual reserves (of a depository institution) held at a central bank (e.g. the Fed)…

Relationship CD

A certificate of deposit (CD) that builds on fostering a special relationship with the holder (depositor) by entitling him to…

Roly-Poly Certificate of Deposit

Colloquial for rollover certificate of deposit; a short-term certificate of deposit (CD), usually with a 6-month maturity, where the issuer…

Rollover CD

A short-term certificate of deposit (CD), usually with a 6-month maturity, where the issuer reissues or extends (rolls over) the…

Restricted Asset

An asset that a bank or financial institution is prevented from disposing of in any form including liquidation, sale, transfer...

Rate Lock

A mechanism whereby a borrower can guarantee an interest rate on a loan would not move beyond a specific level...

Repurchase Agreement

A contract which is entered into between a seller and buyer for the temporary sale of securities, such as treasury...