A debtor (madeen) who is solvent but refuses to pay a debt (dain/dayn) at or after its due date (i.e., the preset repayment date). A procrastinating debtor has no reasonable rationale to delay payment after the creditor has served a notice of payment request. According to shari’ah, debtors are required to settle their debts by the due date. It is impermissible (haram) that a debtor who is able to repay the debt to default on or delay repayment. The procrastinating debtor is liable for legal expenses (among others, if any) incurred by the creditor in order to recover his debt.

A procrastinating debtor is known in Arabic as madeen mumatel (مدين مماطل).