Arabic (حوالة مطلقة) for unrestricted debt transfer/ assignment (unrestricted hawalah); in hawalat al-dain, it is a hawalah in which a debt (dain) is transferred/ assigned but not by a creditor transferor. In other words, the transferor/ assignor is not a creditor to the payer and the payer undertakes to pay the debt amount owed by the transferor out of his/ her own money. Afterwards, the payer has recourse to the transferor/ assignor for the same amount provided that the transfer/ assignment was made upon the transferor’s request. Hawalah mutlaqah is permissible by shari’ah.
It is also known as hawalah ghair muqayyadah.
