The party who provides liquidity to the seeker of liquidity (mutawarriq/ mustawriq) in a tawarruq (Islamic monetization) transaction. In Arabic script, mutawarriq is written:

مورّق (جمع: مورقون ومورقين)

Muwarriq is the creditor or seller who sells the commodity, subject-matter of the contract, on credit to the other party to the contract, on the basis of tawarruq. Muwarriq is usually an Islamic bank or financial institution which extends tawarruq-based credit facilities to retail clients.