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Dynamic Loan Loss Provisioning

A cycle responsive provisioning that is designed to help a bank deal with the effect of procyclicality. Dynamic provisioning allows...

Dynamic Provisioning

A cycle responsive provisioning that is designed to help a bank deal with the effect of procyclicality. Dynamic provisioning allows...

Macroprudential Measure

A type of policy instrument (policy measure) that aims to contribute to the safeguarding of the stability of the financial...

Borrower-Based Tool

A macroprudential measure (tool)- in addition to the broad categories of capital-based measures and liquidity-based measures- that aims to temper...

Borrower-Based Instrument

A macroprudential measure (instrument)- in addition to the broad categories of capital-based measures and liquidity-based measures- that aims to temper...

Moral Hazard

In banking, moral hazard is perceived as a type of risk that arises when both the parties to a banking...

Borrower-Based Measure

A macroprudential measure (instrument)- in addition to the broad categories of capital-based measures and liquidity-based measures- that aims to temper...

PIC

An acronym for paid-in capital; the total amount of cash or other assets that shareholders have paid a bank in...

Paid-In Capital

The total amount of cash or other assets that shareholders have paid a bank in exchange for shares of its...

Discretionary Surplus Reserve

A type of surplus reserve (in turn, a component of tier-1 capital (core capital, or tranche-1)) that a bank, by...